Car Accident FAQs
There are many factors that impact the value of a car accident case. The most important factor is the extent of the injuries you have suffered. At The Grife Law Firm, we handle cases involving a wide range of serious injuries, including:
- Wrongful Death
- Traumatic Brain Injury
- Herniated Discs
- Broken Bones
- Torn Ligaments and Cartilage
The extent of your medical treatment will also play an important role in determining the value of your case. If you have had surgery, hospitalization, injections, or other extensive medical care, that will factor into the value of your case.
Other considerations which impact the value of your case include:
- The cost of past and future medical bills related to the accident (the at-fault party is responsible for paying for these)
- Lost wages (past and future)
- Pain and suffering
- Mental anguish
- Loss of enjoyment of life
- Loss of decedent’s companionship and protection (wrongful death)
During your initial consultation, Mr. Grife will provide an in-depth analysis of all the damages available to you in order to arrive at a more accurate assessment of your case's value.
If you have been injured in a car accident caused by the negligence of another driver, please contact The Grife Law Firm today. Mr. Grife serves clients in Boca Raton, Boynton Beach, Delray Beach, Deerfield Beach, and throughout Florida.
As long as you have collision insurance, your auto insurance carrier is required to pay for all property damage to your vehicle resulting from the car accident. Regardless of who was at fault, your insurer has a duty to promptly make repairs to your vehicle. If you have rental car coverage, your insurer will also provide you with a rental car while your vehicle is being repaired.
Based on the terms of your policy, you may be responsible for a property damage deductible cost. If you were not at-fault for the crash, your insurance company should recover your deductible through the process of subrogation and return it to you at a later date.
There is a way to save your deductible costs immediately. If another driver caused the accident, The Grife Law Firm will work to make the at-fault party's insurer pay the full amount of your auto repairs swiftly. This will help you avoid paying your deductible up-front. Mr. Grife will also aggressively move to have the at-fault driver's insurance company provide you with a rental while your car is being repaired. In the event your car is declared a total loss, the rental should be extended until you receive compensation and have a reasonable chance to purchase a new vehicle.
At The Grife Law Firm, we have a saying: "We focus on your case so you can focus on recovering."
Mr. Grife and his auto accident staff will work to make sure that the hospital, ambulance, and other medical providers are submitting the medical bills to the right insurance company and that the bills are being paid in a timely manner.
If you receive medical bills to your home, simply send them to us and we will make sure that all insurance payment options are explored before advising you as to other payment options. We want you to make sure that all of your medical bills are handled in a stress-free manner so that you can be fully relaxed and focused on your recovery.
In Florida, your auto insurance carrier is the primary party responsible for covering your medical bills. More specifically, the Personal Injury Protection ("PIP") coverage purchased as part of your auto insurance policy is first in line to pay your medical bills. In some instances, this may be referred to as "no-fault" insurance, since you are entitled to receive these benefits regardless of whether you caused the car accident.
According to Florida law, your PIP insurance will pay 80% of your reasonably necessary medical costs for up to $2,500, or up to $10,000 if you have an "emergency medical condition." In order to take advantage of your PIP benefits, you must receive medical treatment within 14 days of the car accident. In the event that a loved one died in the car accident, your PIP coverage must pay $5,000 worth of death benefits.
Once your medical bills have reached the limits of your PIP coverage, your health insurance provider will become responsible for the payment of additional medical treatment. It is important to make sure that your doctors send all medical bills to the PIP provider until they receive an exhaustion letter that can be sent to your health insurance provider.